Before you sign up with any company, be sure to read up on them a little so here is our write up about Tesco Bank Home Insurance. Hopefully, this article will help you know if this truly is the right company for you. It can be confusing to settle on a decision since there are so many good companies out there. In the end, it will come down to which one you think is the one for you.


Tesco Bank Home Insurance is a five star rated insurance company by Defaqto and it comes with a comprehensive range of standard features that includes an unlimited buildings cover. You can get started on e free online homeowners quote anytime that you want. Is home insurance really important? Yes, there are some states that won’t allow you to purchase a home if you haven’t signed yourself up with a home insurance. Plus, it really is beneficial and helpful for your home and for your pocket. Who wouldn’t want to have someone to take care of them during the hard times? Your home is one of your largest and most important investments. I’m sure you’d want to keep it protected, right?


With Tesco Bank, you will be given the following coverage:

  • 75,000 pounds new-for-old contents cover as a standard, for an additional premium you can talk to your insurance agent to increase it to 100,000 pounds.
  • You will also have an unlimited buildings cover as a standard so that you can keep your home’s structure, fixtures and fittings as good as new. If you want to repair them at any time, you can do so. It is also the same with rebuilding and replacing.
  • You will also have the freedom to choose the optional extras that you feel are right for you, and you will only have to pay for the additional cover that you need. There will be no notable increase in your premium rate.
  • With a cover from Tesco Bank, you will have reassurance that your insurance policy has been underwritten by a carefully selected range of insurers.

Just like the other insurance companies, they offer you two choices which are the following below:

  • Contents Insurance — This is referring to your furniture and other stuff that can be found inside your home so make sure that the contents of your house is covered if something goes wrong. In here, you will have an alternative accommodation of up to 15,000 pounds if your home is currently unsafe to live in. You will also have cover for accidental damage on home entertainment equipment, garden contents of up to 1,500 pounds that you can spend on garden items such as barbecues and lawnmowers. You will also have cover for legal downloads and more for more than 2,000 pounds. Finally, if your freezer fails, Tesco Bank will cover the cost of replacing your food for up to 1,500 pounds.Now we move on to the next one,
  • Buildings Insurance — This is also important. Your home will be covered in case something happens. You will have a one year guarantee on home repairs that will be carried out by insurer-appointed builders. Any permanent fixtures in your home such as your built-in kitchen, wardrobes, showers, and baths will also be covered. In case one of your pipes bursts or gets blocked, Tesco Bank will cover the repairs up to 5,000 Pounds. They will also provide replacement locks if your house keys are lost or stolen. And if your home isn’t livable at the moment, you will have a coverage of 50,000 pounds to spend for accommodation at another place.

What do you think of Tesco Bank?


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