Do you want to learn more about the Amica Auto Insurance Rating? Amica is a great company that has been around for a long time. In fact, they were the first company in the United States to offer auto insurance policies, so yes, they do know what they are talking about and the way around the business. Wouldn’t you want to be with someone who knows how to care for you? Someone you can depend on?

Let us check out some of the ratings Amica has received.


This is the rating survey that will tell you about the thoughts of the respondents to the Amica company. In total, Amica got a rating of 4.4 stars out of 5 stars.


For this part of the survey, Amica got a rating of 4.5 stars out of 5 stars.


For this one, Amica got a final rating of 4.5 stars out of 5 stars.

Based on that, I’d say that Amica is doing a great job as an insurance company. They not only take good care of their customers, but of their company staffs and agents as well. Next we check out their AFFORDABILITY RATING. Most say that Amica is reasonably priced, but there are also some that claim that Amica is sometimes overpricing and you can get lower quotes at other insurance companies instead. For it’s affordability rating, Amica received 4 stars out of 5 stars.

Are you interested in partnering with Amica? You should know a little bit about what they are offering to their policyholders. If you decide to purchase a policy from Amica, you can start with their Standard. What consists of their standard policy? They offer coverage for  bodily injury liability, property damage liability, medical payments or no fault or personal injury protection ( the name of this coverage depends on which state you are at ), collision, comprehensive, and lastly Uninsured or underinsured motorist.  Let us discuss each one!

BODILY INJURY LIABILITY – When you encounter this term in an insurance policy, keep in mind that this refers to the coverage you will receive in case you get into an accident in which another person or people are hurt. You will be covered from the damages that you are originally legally responsible for, and it also provides a legal defense if someone will sue you for damages. Next, PROPERTY DAMAGE LIABILITY refers to the cost of damages to someone else’s property after an accident that you caused. For example, you didn’t step on the brakes on time so you crash into someone’s fence or someone’s car. MEDICAL PAYMENTS coverage is the part of the coverage which will help you in paying for the medical or funeral expenses after an accident. Usually it doesn’t matter whose fault it is. In most cases this is optional.

COLLISION is a type of insurance coverage that will reimburse the insured for any damage that is sustained to their personal automobile that is due to the fault of the insured driver. COMPREHENSIVE coverage is responsible for paying certain repairs that aren’t related to collision like a theft, or something cause by natural forces like a hurricane or an earthquake. And finally, the UNINSURED, this will be responsible for backing you up in case you get into an accident with someone without an insurance policy.

How will they be able to determine how much premium you will pay every month or quarterly? Well, it really depends on the data that you give them about yourself, your car, and your driving. If you are a careful driver, then the price of your premium will be lesser.

Hopefully, you have learned something from us here at Best Insurance Deals website! We believe that people are able to make better and smarter choices if they are informed and knowledgeable about something. Have a nice day!

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